Pay over time the easy way

Use your credit card to pay over time
with no interest, application, or fees.


Pay Over Time

Choose Splitit at checkout
and use your favorite card to
turn your purchase into
smaller, bite-sized payments.


Always 0% Interest.
Never Any Late Fees

With Splitit there are no
interest charges or fees -
so more of your money stays
your money to spend on the
things you need.


No Applications or
Credit Checks

When you make a purchse
there are no applications or
credit checks to make things
complicated. And you
continue to earn your points
and rewards.

Sample plan for 3 instalment with credit card



Pay Today


£200 held on card

2nd Payment


£100 held on card

Final Payment


£0 held on card

  • At the time of purchase, once the merchant confirms your shipment, you will only be charged for the first payment. The remaining balance will be held on your credit card until the final payment is made. After each monthly payment, the amount held from your available balance will be reduced to the new remaining balance (the held amount might appear as "pending").

  • To be eligible, you must own a VISA or MasterCard credit card and have the entire amount of your purchase available on your card.

  • Splitit will not charge you interest or fees. Other potential interest, fees and/or charges may apply from your card issuer.