4 Easy Steps
Nabru are working together with Pay4Later a secure online retail finance application service. Through Pay4Later we are able to offer finance on all orders over £450 so you don't have to compromise on your ideal Nabru sofa.
1
For orders over £450 the Pay4Later icon will show on checkout from the basket.
2
Select the Pay4Later icon which will show on checkout from the basket
3
Complete the simple online application form. Receive immediate decision. Pay deposit.
4
Receive immediate delivery of goods with payment spread over up to 24 months.
Will I qualify for credit?
We can only consider your application if:
- You are over 18 and employed at least 16 hours per week
- You have a good credit history with no late payments, debt relief orders, CCJ's, IVA's or bankruptcies
- You are a permanent UK resident and able to supply a UK address history for the last 3 years
- Applications from students (unless employed at least 16 hours per week), unemployed and single house persons will not be considered.
Applications also welcome from retired individuals, in receipt of a private or company pension (aged 50 or over at date of application). Meeting the criteria does not guarantee acceptance. Goods can only be delivered to your home address. If your application is accepted, the deposit must be paid by credit or debit card.
The details
In association with Pay4Later. Representative 19.5% APR 12 monthly payments, 19.5% APR 24 monthly payments. Available on all orders over £450
Representative example
Total amount of credit: £1,000
Deposit of 10%: £100
Duration of agreement: 12 months
12 monthly payments: £82.49
Total amount payable: £1,089.88
Representative rate of interest (fixed): 19.5% APR
Representative example
Total amount of credit: £1,000
Deposit of 10%: £100
Duration of agreement: 24 months
24 monthly payments: £44.90
Total amount payable: £1,177.71
Representative rate of interest (fixed): 19.5% APR
Terms & Conditions
- Consumer finance on nabru.co.uk is organised and administered jointly by Nabru Ltd and Pay4Later.
- Finance on nabru.co.uk is only applicable to purchases made on nabru.co.uk.
- The finance option is only applicable on orders over £450.
- All offers of finance are subject to acceptance by Pay4Later. Nabru Ltd accepts no liability in relation to the credit analysis and resulting contractual obligations. Please direct all enquiries in writing to: Pay4Later.
- Please keep a copy of the Terms and Conditions as well as your invoice for your records. We advise applicants to keep the documents relating to the financing application.
- If any provision of these Terms shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.
- Nabru Ltd reserves the right to change these Terms and Conditions at any time.
Consumer credit service provided by Pay4Later in association with Moneyway. Pay4Later is licensed by The Office of Fair Trading (Consumer Credit Licence:0616240). For more information please visit www.pay4later.com
Moneyway is a Trading name of Secure Trust Bank PLC. Secure Trust Bank is authorised and regulated by the Financial Services Authority, licensed by the Office of Fair Trading and a member of the Finance and Leasing Association. For more information please visit http://www.securetrustbank.com
0870 2202454